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    Who is authorised to act as a mortgagee in Dubai?

    Ali Faizan Syed1 min read0 viewsUpdated 1/2/2026
    Under Article (4), a Mortgagee (the creditor) must be a bank, finance company, or institution. Furthermore, they must be duly licensed and registered with the UAE Central Bank to provide real property finance in the UAE. This requirement ensures that the mortgage market is managed by regulated financial entities, protecting the economy from informal lending and ensuring that all property financing follows the centralised banking standards of the state.

    Related Topics:

    Authorized Mortgagee
    UAE Central Bank
    Finance License
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