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    How is a Mortgage defined in Dubai law?

    Ali Faizan Syed1 min read0 viewsUpdated 1/2/2026
    A Mortgage is a contract where a creditor acquires a real right over a property or unit to secure a debt. This right gives the creditor preference over ordinary creditors for repayment from the property's price. A mortgage must be registered with the DLD to come into effect. The law requires that the creditor-mortgagee be a bank or financial institution licensed by the UAE Central Bank. This legal framework provides security for lenders while enabling owners to finance their real estate investments through professional institutions.

    Related Topics:

    Mortgage Dubai
    Property Finance
    DLD Mortgage Registration
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